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ADCB Traveller Card

A one of a kind card, offering 10% back on hotel and airline bookings, as well as a straight 50% cashback on online cinema purchases. 

Card Snapshot:

Annual Fee:​ ​ ​AED 1,575 (50% off with ADCB Privilege)
Card Type:​ ​ ​​Mastercard World Elite®
Income Required: ​​AED 20,000 per month

Valet parking: ​ ​✘ 
Per Trans. Rewards Tracking:​ ​✘
Airport Lounge: ​ ​ ​✔ (14 + 1 guest)
Discounted Airport Transfer:​ ​​​✔ (Careem)
Cinema Offer: ​ ​ ​✔ (best in class)​
No Min. Qualifying Spend: ​​​​✘
​No Annual Fee: ​​​ ​ ​✘
Insurance:​ ​ ​ ​​ ​✔ (travel, medical, vehicle)
Golf:​ ​ ​ ​ ​ ​✔


Earning Rates

  • 10% back on hotels bookings.
  • 10% back on airline bookings.
  • 50% back on cinema bookings in AED.
  • 1.5% back on everything else. 
  • No cashback on non-hotel/airline International spending.
  • Total cashback is capped at AED 1,500 per billing cycle, up to card holder's credit limit. 

To be eligible for cashback in a given billing month, a minimum retail spend of AED 5,000 is required.


Perks

  • 14 airport lounge access for the card holder, plus 1 guest, no minimum spend required. Visiting a lounge with a guest counts as 2 visits. A $1 spend or equivalent in other currency is required to unlock access for 3 months. 
  • Complimentary Hertz President's Circle membership with World Elite® Mastercard. 
  • Complimentary GHA Discovery Titanium membership with World Elite® Mastercard.
  • Free 1GB roaming data with Flexiroam via Mastercard, three times per year. 
  • 0% currency conversion fee on international spending. 
  • 4 complimentary rounds of golf per month. 
  • Up to 20% discount of up to AED 14 on Talabat orders. 
  • Offers at Priceless.com with Mastercard®.


Details

This card is one of most appealing cards on the market for all travellers. 

Earn rate:

Earn 10% cashback on all hotel and airline spending. Lodging (e.g. Airbnb) is also included in this category. 
Pro tip: Bookings made through third-party websites (e.g. booking.com) will not be considered for 10% cashback. 

Earn 50% cashback on cinema spending online in the UAE. This can also apply to cinema food purchased online. 

Earn 1.5% on everything else, no exclusions. 

Perks:

Enjoy 14 complimentary airport lounge visits per year with Mastercard Travel Pass. Each visit counts per person, so bringing a guest will use two of your annual visits.

To activate lounge access, you must spend at least USD 1 (or equivalent) in a foreign currency using your card. This unlocks lounge access for 3 months.

Note: While not officially stated on ADCB’s website, many World Elite Mastercard holders report that the first lounge visit is free without any prior foreign spend.

Complimentary Hertz President's Circle, giving you access to booking upgrade, free additional driver and dedicated customer support line. Click here for more details. 

Complimentary GHA Discovery Titanium membership, giving you complimentary breakfast (only in participating brands), room upgrade, late check-out and more. Click here for details. 

This card comes with an insurance policy that comes with an insurance policy which covers travel inconveniences, travel medical insurance and rental car insurance. To check any Mastercard's insurance policy, click here and enter your card number only. 


Our Take

While airline co-branded credit cards may offer perks like status upgrades and additional baggage allowance, the ADCB Traveller card stands out with a 10% cashback on airline ticket purchases. This not only provides a higher return in absolute value, but also offers greater flexibility, as the reward is in cashback rather than miles—making it the best card on the market for booking flights. Same goes for hotel bookings, however, booking hotels through their own portal is usually more expensive that booking through travel sites. It's always worth comparing prices.

One often-overlooked feature of this card is its 1.5% cashback on the "everything else" category, which includes government and real estate payments. This makes it the best options for paying property installments, provided the developer accepts card payments. When combined with Wio Credit, you could potentially save up to 2.5% on your property purchase.

Lastly, enjoy 50% cashback on cinema ticket purchases within the UAE—a feature that brings to mind the old DIB Consumer cards when they offered something similar. One limitation to note: the cashback only applies when tickets are purchased online. To maximize the benefit, be sure to order your food online as well, and you’ll get the same generous 50% discount on that too.

This card is tough to beat. If you have a lot of spending on government, property and travel, its a no-brainer. 

Apply for ADCB Traveller Credit Card



Abu Dhabi Commercial Bank

ADCB was formed from a merger of multiple other banks in 1985 and is currently the third largest bank in the UAE by total assets.

 


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